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The Platform Refund Ledger

Every backward movement of money on Stripe Connect — a refund, a transfer reversal, a returned application fee, a lost dispute — is decided by parameters that default to the platform paying. This handbook is the complete mechanics: the object model, every refund path by charge pattern, reversals and negative balances, application-fee lifecycles, dispute liability, the flags-and-defaults truth table, ledger reconciliation, and a full 90-day self-audit you can run with read-only access. Written for finance and engineering teams who need the numbers to compute — because here, they all do.

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Run your free 90-day audit → feeguard.dev/audit

FeeGuard audits ninety days of your platform's refunds through a restricted read-only API key — charges, transfers, application fees, balance, events, nothing more — and reports what was never reversed, never returned, and never clawed back. Detection and the 90-day lookback are free.

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FeeGuard is an independent product and is not affiliated with, endorsed by, or sponsored by Stripe, Inc. "Stripe" and "Stripe Connect" are trademarks of Stripe, Inc., referenced descriptively.